Compliance Updates
How New Gaming Legislation Affects Gaming at Online Casinos
When most people place a bet at online blackjack, they expect a winning hand. Slot fans want to hit the jackpot while roulette players hope the wheel stops at their predicted number. Unfortunately, new online gamine legislation doesn’t always deliver a winning hand to the casino industry.
This article explores how the series of new gaming laws around the world have been affecting how people gamble online.
Credit Card Ban in the UK
Last year, the UK government enforced a law to ban online gamblers from using credit cards at iGaming websites. The ban applies to all forms of online gambling, from playing slots to buying lottery tickets.
The UK banned credit cards because they “can lead to significant financial harm.” That’s according to Neil McArthur, the CEO of the UKGC. According to McArthur, 22% of problem gamblers in the UK use credit cards for payments.
In that case, banning credit cards could lower the number of problem gamblers in Britain. However, it also means British gamblers will need to rely on money in their banks to play slots and card games.
New Lottery Laws in Finland
Finland is the latest country in Europe to strengthen its online gambling laws. Like the UK, Finland is introducing new gambling laws with an intention to protect its citizens from problem gambling.
The new Finnish gambling law, also known as arpajaislaki in Finnish, is comprehensive and has far-reaching consequences. It affects how Finns deposit money to foreign casinos, how operators advertise and verify their customers. To be clear, players in Finland can still gamble through offshore casinos. But they have to follow the new rules introduced under the lottery law.
Legal Sports Betting in Canada
After years of debates in parliament, Canada finally legalized single-sports betting June this year. In the past, Canadians had to place parlays if they wanted to predict sports outcomes. Now, they can wager on a single team like the rest of the world.
Canadian provinces will make the blueprint on how to run online sports betting websites. Ontario has already launched a fully-fledged online sportsbook while more provinces are in the same process.
In case you’re wondering, Canada is yet to legalize online casinos at a federal level. Presently, the country’s laws allow provinces to regulate online casinos. But the national government is yet to create laws that could bring legal iGaming to everyone in the country.
Online Gambling Legalization in the US
For a long time, most Americans felt like legal online gaming would never come to fruition. Then the Department of Justice allowed states to run online casinos in 2011. Four states created online casino laws but most states remained opposed to legalized online gambling.
In 2018, the US Supreme Court created leeway for states to legalize sports betting by striking off the PASPA Act of 1992. Within three years, more than 20 states permit sports gambling of some form: Online or in-person.
Increased legalization of iGaming in the US is a blow to offshore casinos that target American gamblers. But it’s a boon to everyone who’s always wanted to gamble legally. In New Jersey, Pennsylvania, Delaware and West Virginia, you can gamble at both online casinos and sportsbooks.
The Swedish Gambling Act of 2019
Two years ago, Sweden joined the growing list of countries with legal iGaming legislation. Its newest law aims at encouraging offshore casinos to acquire licenses from the Swedish gambling Authority.
By doing so, Sweden can control the iGaming industry and increase its revenues. The law has few implications to gamblers. They can play at their favorite online casinos, like they’ve always done.
However, offshore casinos can no longer advertise on Swedish media unless they’re licensed. Additionally, they need to adhere to standard procedures of fairness and data protection to maintain their business permits.
Monopoly Law in Norway
Before 2017, Norway was like many countries in Europe. It lacked definitive iGaming laws. In 2017, the Nordic nation introduced a controversial law that appointed Norsk Tipping to be the only online gambling company in the country.
Additionally, Norway ordered banks to stop processing payments to offshore casinos. This second effort didn’t succeed in its goal of stopping Norwegians from gambling through overseas websites.
For starters, many online casinos don’t use gambling related terms in their bank account names. As such, banks in Norway can’t tell whether a deposit is headed to a casino site or a shopping website.
On the flip side, there’s no particular law that says a Norwegian citizen can’t bet at a foreign gaming site. This ensures players in Norway can access better quality casino services offshore without facing legal consequences back home.
The Gaming Act of 2018 in Malta
Although Malta has been regulating online casinos for a long time, it introduced a new act to government modern casino sites in 2018. The new act is a consolidation of all gambling-related laws in the country.
Under the new act, Malta has 12 subsidiaries. Basically, the laws are related to what investors need to submit to acquire and maintain a license in Malta. To be clear, Malta has some of the best online gambling laws in Europe.
In fact, it’s the go-to jurisdictions for many investors in the iGaming sector, from software providers to betting companies.
New Laws in Curacao
Before 2015, Curacao was the leading regulator of online gambling. But after years of criticism by governments and players for not holding casinos accountable, Curacao lost its appeal. Instead, new gambling companies began to acquire licenses in Europe.
Curacao is presently changing its laws to make the tougher for applicants. It’s also restructuring its tax policy to attract more casinos. Considering Curacao is a constituent nation of the kingdom of Netherlands, it’s also need to follow the new gaming laws introduced in Holland.
For example, casinos licensed in Curacao will no longer accept players who live in countries where gambling is illegal. This includes customers from the Netherlands. The new laws are new, so only time can tell how they will impact the iGaming industry in Curacao.
Compliance Updates
MGA Marks Safer Gambling Week by Hosting Focus Group on Addressing Problem Gambling
As part of Safer Gambling Week, the Malta Gaming Authority (MGA) has launched the first in a series of focus groups aimed at addressing problem gambling and its effects on Maltese communities.
Bringing together key stakeholders such as Caritas Malta, Aġenzija Sedqa, the OASI Foundation and the Responsible Gaming Foundation, the session explored a self-assessment tool that the Authority is currently developing, grounded in recent research and industry trends.
The self-assessment tool, which will be available both in English and in Maltese, will guide individuals through a set of questions to help them identify whether gambling is causing harm in their lives. Based on the user’s responses, the tool will provide personalised recommendations and direct them to appropriate support services.
With invaluable input from organisations experienced in supporting individuals affected by problem gambling, the tool will undergo further refinement to maximise its effectiveness and relevance.
Clinical Chair at Aġenzija Sedqa, Anna Maria Vella, hailed the focus group as a “welcome initiative” which brought together a multidisciplinary team of experts.
“Working together and not in silos is always beneficial. We learn from each other to be more effective.”
Louis Bellizzi, Secretary of Caritas’ Foundation for Victims of Usury, said: “The MGA is in a unique position to coordinate the national effort to help alleviate the scourge of gambling addictions.”
In recent years, the Authority has taken significant steps to promote safer gambling practices, ranging from regular supervisory reviews on responsible gambling to enforcing stricter regulations.
The MGA closely monitors operators’ implementation of behavioural monitoring systems, self-exclusion systems and responsible marketing practices.
With a focus on high-risk areas, the Authority is refining its supervisory approach to be more dynamic and data-driven, ensuring responsible gambling practices are maintained and continuously improved to protect players effectively.
The MGA’s efforts align closely with the European Gaming and Betting Association (EGBA)’s initiative to establish a unified European standard for identifying markers of harm. The MGA is actively engaged in this initiative, working closely with fellow regulators and industry experts to create a comprehensive standard aimed at early identification of behaviours indicative of problem gambling.
The Authority’s proactive involvement in such initiatives underscores its dedication to fostering a responsible and transparent gaming sector, both locally and across Europe.
Balkans
Serbia’s ZLF Urges Total Ban on Gambling Ads
Serbia’s Zeleno-Levi Front (ZLF/Green-Left Front), a local green political party, is advocating for a total ban on gambling ads in the country. According to its representatives, banning all ads would be the most surefire way to protect the public from gambling harm.
The ZLF just organised the Games of Chance, Games with the Health of Citizens (Igre na sreću, igre sa zdravljem građana) forum, scrutinising the gaming industry and its negative consequences. During the forum, representatives slammed the government’s recent proposal to limit gambling ads, saying that this wouldn’t be enough.
For context, the government recently proposed a ban on gambling ads featuring prominent celebrities, mirroring similar measures in other regulated markets. For context, Serbian law currently allows professional athletes to advertise betting products, to safer gambling advocates’ dismay.
The ZLF, however, believes that its total ban would be the most effective way to minimise potential harm. During the forum, National Assembly member Biljana Đorđević noted that the ZLF had submitted a ban proposal in March but regretted that the government had not responded to the proposal or discussed the matter.
Đorđević suggested that Minister of Internal and External Trade Tomislav Momirović has been avoiding the discussion. Momirović, for context, has previously suggested reducing the visibility of gambling ads by prohibiting ads on billboards on busier roads and streets.
Echoing arguments and concerns raised in other regulated markets, Đorđević said that having celebrities promote gambling exposed children to potential danger. Since younger audiences are more easily affected by marketing, this could cause them to associate betting as a normal part of sports.
ZLF MP Marina Mijatović repeated these claims, saying that the government has so far done a bad job at protecting minors from negative exposure to gambling. While Mijatović acknowledged that Serbia cannot prohibit gambling, she noted that the ads do not need to be so eye-catching and appealing.
Compliance Updates
Lord Allen of Kensington Appointed as the new Chair of the British Horseracing Authority
Lord Allen of Kensington CBE is confirmed as the new Chair of the British Horseracing Authority.
As a highly experienced Chairman, and one of the most prominent business leaders of his generation, Lord Allen brings a wealth of experience to the role including in the financial and commercial sectors, Government, broadcast, international companies and global sports events.
He is due to assume his post on 1 June 2025 and will work closely with current Chair Joe Saumarez Smith in the months ahead of taking up the role to ensure a smooth transition.
Lord Allen is currently Chairman and Trustee of the Invictus Games Foundation and was Chairman of the Manchester Commonwealth Games in 2000-2003 for which he was awarded a CBE.
He oversaw London’s bid for the 2012 Olympics and was Board Director on the Organising Committee. His ability to deliver critical projects that made the Games such a success saw him knighted in 2012.
He was a Chief Adviser to the Home Office from 2006 to 2008. In 2012, he was appointed by Ed Miliband to the position of Chairman of the Management Board of the Labour Party. In 2013 he was made a Life Peer, taking the title Baron Allen of Kensington.
Lord Allen began a distinguished career in broadcasting and media with Granada TV in 1991 before going on to have senior roles in leading companies in the sector including EMI, Virgin Media and Endemol. He is currently Chairman of Global Media and Entertainment Limited.
He is currently Advisory Chairman to global independent investment bank Moelis & Company, Chairman of multinational infrastructure group Balfour Beatty PLC, and Chairman of e-commerce retailer THG (formerly The Hut Group).
Lord Allen said: “I am honoured to be appointed to the role of Chair of the British Horseracing Authority at this important time for the organisation.
“I look forward to building a strong relationship with the new CEO and the Board and all our stakeholders, delivering the vision of building the commercial and reputational aspects of the sector.
“My love of horses stems from learning to ride as a youngster and enjoying the sport of horseracing over many years.
“My knowledge, skills and experience from various sectors, including media and entertainment, and having led many regulated and sporting organisations will hopefully stand me in good stead to bring a fresh perspective to this incredible sport.”
Chair of the BHA Nominations Committee and the BHA’s Senior Independent Director, David Jones, said: “Lord Allen is a very experienced Chairman, and I am delighted that we have appointed a candidate of such outstanding calibre.
“His record speaks for itself and his impressive leadership skills, financial and commercial acumen, broadcast experience and an understanding of Government will bring a fresh and independent perspective to the BHA’s work.
“Combined with his wealth of experience in global sporting events, Lord Allen impressed the committee with his perceptive grasp of the challenges facing racing and will be a powerful advocate for the sport.”
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